Systems|Strategy|Execution
Strategic mortgage execution for all qualified borrowers. W-2 employees. Union workers. Self-employed. ITIN. DACA. Superior process eliminates delays and uncertainty.
Front-Loaded Process = Faster Closings
All borrowers benefit from upfront preparation. Simple files close faster. Complex scenarios handled correctly.
Transparent Pricing = Zero Surprises
Radical transparency for all borrowers. Every fee disclosed. No hidden charges. Honest comparisons.
Strategic Guidance = Wealth Building
Long-term planning for all clients. Multi-unit analysis. House-hacking education. Financial optimization.
Core Capabilities
All Income Types
- → W-2 employees
- → Union workers
- → Self-employed
- → Variable income
- → 1099 contractors
Specification
Clean documentation. Strategic presentation. Underwriter-ready files. Same excellence for straightforward and complex scenarios.
All Documentation Scenarios
- → Traditional SSN documentation
- → ITIN mortgage programs
- → DACA financing
- → Transparent cost structure
Specification
Full disclosure. Honest pricing. Zero deception. Same transparency for all borrowers.
Strategic Financing
- → Multi-unit properties
- → House-hacking structures
- → Wealth-building plans
- → Long-term optimization
Specification
Strategic loan selection. Asset accumulation. Generational wealth architecture. All borrowers benefit from strategic guidance.
Execution Protocol
7-phase front-loaded process. All borrowers benefit from superior preparation. Zero surprises. Faster closings.
Initial Assessment
24-48 hrs
Document Collection
3-5 days
Underwriting Prep
5-7 days
Pre-Approval
24 hrs
Contract Support
Ongoing
Final Processing
15-25 days
Closing
1 day
Assess Eligibility
Performance Indicators
All qualified borrowers. Straightforward and complex scenarios. Same excellence. Same transparency.
Who We Serve
Traditional Employment
W-2 employees benefit from faster closings and transparent pricing. Front-loaded preparation eliminates delays.
Complex Income
Union workers, self-employed, variable income. Strategic documentation where others fail. Same transparent process.
All Documentation Types
SSN, ITIN, DACA. Honest pricing. No predatory terms. Cultural accessibility when needed.
Superior process serves everyone. Complex scenarios simply require strategic presentation.
This is a command center, not a sales funnel.
Initiate Contact
Other Ways to Contact
Ax Cortes
Senior Mortgage Broker
NMLS 995215
Response Protocol
24-hour response guarantee. All inquiries answered directly.